A buyer I talked with last week had the whole thing figured out. She'd wait until rates dropped, then jump in and save a fortune. It's a smart-sounding plan. It's also the plan most buyers are running right now. In a recent national survey, 62% of buyers said they're waiting for mortgage rates to fall before they buy. That's almost two out [...]

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Mortgage rates are holding in the mid-6% range with little relief expected in 2026. Here's what that means if you're waiting to buy.

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